Homeowners Insurance is on the Rise, a new HELOC Card, and Real Estate Mergers

Homeowners Insurance is on the Rise, a new HELOC Card, and Real Estate Mergers

1. Homeowners Insurance Premiums are up over 64%

A new analysis of 1.2 million serviced mortgages found that the national average of people’s annual premium went up from $1,579 at the end of 2021 to now $2,625 at the end of 2025.

Making it more of a point for people to get accurate insurance quotes or shop their insurance even more with the volatile rates!

2. Something to watch: Better Home & Finance New HELOC Card!

Better Home & Finance Company announced the Better Home Equity Card! It is a prepaid debit card that allows homeowners to access funds from their HELOC.

Basically, a big credit card, but instead of a 22% rate, it is much better and below 10%. This could be huge for investors or those wanting to use their equity for something else.

3. Interesting Info: eXp buys Next Home: Another Merger

eXp World Holdings has bought Next Home, a franchise with about 5,400 agents and 500 franchises.

Both brands will continue to operate independently. The deal comes virtually right after Compass’s buying of Anywhere and Real’s purchase of RE/MAX. Three big moves in a matter of weeks.

eXp CEO has compared it to airlines buying each other out and now having the big 3 of United, Delta and American.