ND Tax Credit Jumps to $1600 + Pro Realtor Tips for FHA & USDA Deals

🏡 North Dakota Primary Residence Tax Credit Gets a Major Boost!

On Saturday, May 3rd, Governor Kelly Armstrong signed new legislation increasing the North Dakota Primary Residence Property Tax Credit from $500 to $1,600!

While it's too late to apply for this year, this is a huge talking point for prospective buyers. It’s another reason why owning a home in North Dakota just became more affordable.

🔁 Moving? Don’t Leave Your Tax Credit Behind!

If a seller has previously applied for the ND tax credit and is buying another primary residence, the good news is: they can transfer that credit to their new home!

Make sure your sellers know this — they simply need to call the State of North Dakota to request the transfer. With the credit now at $1,600, it's more important than ever to keep that benefit in play.

💡 Pro Realtor Tip: Save Your Buyers on FHA & USDA Deals

Buyers using FHA or USDA loans often have tighter budgets. These types of loans also commonly trigger repair requirements — and that can mean reinspection fees if an appraiser needs to return to confirm repairs.

✅ Solution: In the purchase agreement, check the box for sellers to cover all reinspection fees.
This small step could save your buyers hundreds of dollars, and they’ll thank you for thinking ahead.

🏠 Help More Buyers — With Fewer Surprises.

By staying on top of tax benefits and loan strategy tips like these, you set yourself apart as a resource your clients can trust — and a partner lenders like me are proud to support.

Reach out to my cell to meet for coffee and I can always share more ideas how to grow your business! 507-476-0121